auto body shops

Vehicle Damage Insurance Instant Photos Claims – Is it a Good Idea or Not?

According to the Auto Body Repair Industry relying just on your photos of your vehicle accident to make a claim with your insurance company could prove to drastically shortchange your final estimate. Especially if something is damaged under the vehicle and is not apparent in the photos.  

According to insurance data, 2 out of 3 claims can be “underpaid” if the claims are paid within 48 hrs.  In an “I want it now” world it may seem super convenient to have the freedom to simply submit photos via a cell phone to your insurance company to speed up the estimate so that you can gain your repair quickly.

Auto body experts across the Country are cautioning people to allow your Auto Body shop experienced technician to offer your insurance company a firm estimate to be certain that you are not owed more money than the insurance estimate given from submission of only photos.

According to a CNBC.com article instant insurance crash claim cell phone apps are becoming popular and allow you to take photos or video and simply instantaneously send to your insurance claims department:

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“Insurers benefit, from, reduced costs of sending out adjusters to handle what turns out to be cosmetic damage, said Loretta Worters, a vice president at the Insurance Information Institute. "It helps to get the claims filed, and their resources are utilized where they're needed most," she said.  

The article goes on to explain that the apps are for minor fender benders and any claim that involves an injury or fault that is not certain will likely involve further investigation. Another thing to take note of is your cell phone camera/video quality. Most insurance companies require superior quality photos.

So, yes, taking photos of your accident scene is important but it is not the end all.  At Richards’ Collision Center, for example, we offer free estimates that we personally submit to your insurance company listing any other damages that the photos did not capture.  This can significantly increase your estimate value thereby gaining your vehicle a proper and efficient repair.

We want to be sure that our customers and customers around the Country are receiving all the money that is owed for their collision repairs.

Learn more about this important subject at Body Shop News

 

 

New 2018 Vehicles to Dazzle Your Holidays!

New 2018 Vehicles to Dazzle Your Holidays!

Whether you're a driver that prefers a sedan, coupe, convertible, SUV, truck, pickup, van, minivan, crossover, wagon or hatchback, charting all of the redesigned changes can lead you to pick out the best new vehicle option to suit your preferences. Some models are all-new while others are redesigns.

Our Love of the First Car!

Cars and trucks may come and go over our adult life, and yet there’s just something about that first (and sometimes second) car that remains a point of attachment for all. Ask anyone what their first car was and you’ll receive no hesitation and no difficulty in remembering. Instead a literal off the cuff automatic response of a year, a model, make and color. If you’re lucky…a story and there’s no better place to find a few of those than in a coffee shop on a Thursday morning.

Cliff’s first car was a Mercury four door painted black metallic, which didn’t exist at the time so he had to make it out of aluminum paint. His second car however (as turned out to be the case for many I talked to) was his favorite. A black 1953 Mercury of which he pulled the motor and replaced it with an Oldsmobile motor to make it run fast. In 1959 Cliff and his car could be found speeding down a quarter mile drag race strip at Front Street and 435 in Kansas City. Though the original was replaced he still has the car to this day.

Steve started off his driving years with a 1955 Rambler which he described the top as an “upside down bathtub” and the seats as capable of folding all the way down. His second car was a 1965 red Olds Cutlass. Hence a love for that car ever since. He’s owned five of them now.

Steve’s wife Sue’s first car was a 1958 Nash Rambler, and the second she verbalized this the room responded in awe and a few “Really’s ?!”.  Apparently the car only fit a few people comfortably though she once managed to fit 8 people in it. Oh to the days of high school car clowning. Sue’s next car was a 1964 Ford Thunderbird, and yes she still has it in the garage. The Silver exterior, black top and black interior remains in perfect condition although the engine and transmission have been removed.

Bob’s first car was a 1956 2 door Ford custom sedan. His second a 1954 pink and white two-door Ford Continental he picked up for $3000 in the 60’s. It actually had a glass top and power seats. The car managed to even survive running into a ditch when he let a friend drive it. Bob survived the potential backlash of his father seeing the damage.

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John’s first car was a 1967 Mustang 289 automatic with a center console that rolled open. This gem was painted Oldsmobile blue with blinkers in the hood and to this day still in his garage. His father brought it home for him in July of 1986 leaving him to only dream of driving it for a month and a half until he turned 16.

Gina’s first car was as she put it “Nothing to talk about”, however the young man who drove a 1974 Plymouth Satellite was. It was the car she fell in love with at the same time she fell in love with the driver. He bought this first car when he was 16 after finding it out in an old country field on a local farmers land. The front fender was rusted as well as the left passenger door, including a few dents. Keith worked hard to be able to restore the car himself. As for Gina, she became his wife.

My first car, a 1980 sun faded blue Dodge Challenger didn’t show up in my life until after I was married. We bought it for $300 in 1993 and drove it for six years including two trips back from a hospital with a new baby in the back seat. The clutch cable snapped one day in the middle of nowhere on I-70 in Western Colorado. My husband in quick action removed the lace from his boots, tied up the clutch and got it home. I truly wish I still had it.

Often a first car is whatever you can afford that will get you where you want to go. For many it’s the first taste of personal freedom and independence while saving up for the second car- the one you really want. What was your first/second car? Do you still have it? We would love to hear your story!

By: Audrey Elder - Past to Present Research

 

 

 

Artificial Intelligence to Make Your Drive Safer & Even More Fun!

Do you have one of the many personal assistants through Amazon’s Alexa, Apple's Siri, Microsoft's Cortana, or a Google Assistant that can communicate with other devices at your home and control them?  Have you ever wondered what it would be like to take your personal assistant with you on the road? Artificial Intelligence is expanding through the universe at furious speeds with a German Company, called German AutoLabs offering up the first personal assistant to compliment our driving experience.  This will also be the first male personal assistant with the name Chris.

Chris will allow you to make calls, listen to voicemail, checkout your Facebook, What’s App, or even check your email messages all while safely keeping your hands on the wheel.  (Yahoo Tech)

According to the company it will also include assistance with navigation and allow you to listen to your favorite music with merely a simple voice command. “Chris, play the Lumineers.”  Wala! Discover more about Chris through the informational video on Youtube.com.

According to Forbes.com:  “Investment in AI has accelerated from $282 million in 2011 to $2.4 billion in 2015, a 746% increase in five years. In 2016, this continued to increase with roughly another $1.5 billion being invested in more than 200 AI-focused companies in 2016.”

It's not only Chris making a splash in this competitive industry, another report from @FordOnline delves deeper into the future of AI in our cars through Cloud-based voice control that will be available on 75% of new vehicles by 2022. The future personal assistants will do everything for us in our cars as they do in our homes with smart technology taking over the world! 

 "This summer, Ford’s in-car connectivity system SYNC 3 will enable drivers to connect to Amazon’s virtual assistant Alexa and offers 23 different languages and many local accents. By accessing cloud-based resources, cars of the future could enable even more drivers to speak their native language…” 

“Voice commands like ‘I’m hungry’ to find a restaurant and ‘I need coffee’ have already brought SYNC 3 into personal assistant territory,” said Mareike Sauer, voice control engineer, Connectivity Application Team, Ford of Europe. “Eventually, drivers will not only be able to use their native tongue, spoken in their own accent, but also use their own wording, for more natural speech.”  

Discover more about a research project Ford is currently running with RWTH Aachen University which includes using multiple microphones to improve speech processing and reduce the effect of external noise and potential disruptions. Nuance says that within the next two years, voice control systems could prompt us with: “Would you like to order flowers for your mum for Mothers’ Day?” “Shall I choose a less congested but slower route home?” and “You’re running low on your favorite chocolate and your favorite store has some in stock. Want to stop by and pick some up?”  

"Future gesture and eye control would enable drivers to answer calls by nodding their head, adjust the volume with short twisting motions, and set the navigation with a quick glance at their destination on a map." @FordOnline.com

Lastly, the future of AI is meeting us coming and going in a world of fast paced answers to every question.  In addition, it will provide more safety and security in our daily commutes. As AI grows our cars will even be able to sense our moods through facial recognition software. Learn more about this amazing AI feat at nytimes.com.  The future looks bright with the advancement of AI! 

 

Greener is Better! Top Vehicle Picks in the Green!

If you are looking to go “Green” in your next vehicle purchase, we have laid out some of the best Green models available in the US! Recently awarded as the top Green pickup in the US is the RAM 1500 Eco-Diesel truck. The award was given by Green Car Journal at the 46th annual San Antonio Auto & Truck Show in San Antonio, Texas in November 2015.  This magnificent truck has a 28-mpg rating from the U.S. Environmental Protection Agency (EPA).  

The RAM 1500 is at the top of the charts for highway-cycle test result ever achieved by a full-size, half-ton pickup. The RAM also exceeds the EPA highway rating for the top-ranked small pickup. The RAM 1500 leads the way in pickup trucks in EPA's current highway fuel-economy rankings.  Learn more about this award winning pick-up truck at Auto Body News.

The American Council for an Energy Efficient Economy (ACEEE) in Washington, D.C. rates the greenest vehicles with many elements in mind:  “We analyze automakers' test results for fuel economy and emissions as reported to the U.S. Environmental Protection Agency and the California Air Resources Board, along with other specifications reported by automakers. We estimate pollution from vehicle manufacturing, from the production and distribution of fuel and from vehicle tailpipes. We count air pollution, such as fine particles, nitrogen oxides, hydrocarbons and other pollutants according to the health problems caused by each pollutant. We then factor in greenhouse gases (such as carbon dioxide) and combine the emissions estimates into a “Green Score” that runs on a scale from 0 to 100. The top vehicle this year scores a 63, the average is 40 and the worst gas-guzzlers score around 20.”

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Electric vehicles win over with all 12 slots in the annual “Greenest Cars” list by the ACEEE.  Another favorable point for Green vehicle purchasers of full-electric and plug-in hybrid cars are still eligible for a federal tax credit as rich as $7,500, in addition to any state and local incentives that may apply.

For the third year - the ACEEE says the greenest car sold in the U.S. is the Smart ForTwo Electric Drive, which receives a top “Green Score” of 63, and is EPA rated at the electric equivalent of 107 mpg in combined city/highway driving. In addition, receiving a Green Score of 63 is the Chevrolet Spark EV with an “e-mpg” rating of 119 city/highway. Toyota leads the list with three hybrids represented, with Chevrolet placing two electric cars among this year’s greenest models. See the full list at Forbes.com

You can find the Greenercar ratings for any vehicle between 2000 and 2016 and you can even build custom lists to compare vehicles at greenercars.org.  Happy Greener vehicle shopping!