auto body estimates

When Water and Cars Don’t Mix

We see the scene on the news every time heavy rains come. The car, the police, the fireman and the water. Sometimes a flash flood will surprise a fully unexpected driver, though quite often this scene is the result of the driver thinking “I can get through that”. Followed by a call to 911. Our most recent statistics show 64% of flood related deaths happen to people in vehicles. A small car can be carried away by just 12” of moving water, nearly all vehicles can be carried away in 2’ of moving water. That one foot of moving water can create 500 pounds of force. 500 pounds.

Your vehicle might be able to handle or pull that much weight though only when the tires are gripping the ground. Moving water doesn’t allow for any kind of control no matter what type of vehicle you may be driving. Discover what to do if you find yourself caught in a flood event at the American Safety Council site. So, everyone reading this- you’ll never attempt to drive through water right? Great! Moving on to other water woes…

Wet roads

Any amount of rain, especially after a dry spell can create an oily mess on the surface of roads. Experts recommend you don’t use cruise control, reduce your speed and increase traveling distance between other cars to avoid an accident caused by either yourself or someone else hydroplaning. Obviously as in any inclement weather, check tire pressure, wipers and use your headlights.

Car damage

Over one million vehicles were damaged by last years hurricanes Irma and Harvey. Without doing a little homework, one of those vehicles could be your next used car purchase. Flood damaged cars can have electrical damage that may not start creating problems for months as well as trapped mold and mildew and rusting to many of the car’s components.

Understanding rivers

Just because it isn’t raining doesn’t mean your nearby river won’t flood. The Missouri River for example starts in the Rocky Mountains, flows east to North Dakota then south to the Mississippi River. A heavy rainstorm anywhere along that route can increase the rivers levels further down. Tributaries to the Missouri River will drain quickly into the Missouri until the high water pushes flooding back into those smaller rivers and streams. A small stream can easily go from a quaint walk-able waterway to a raging river during flooding, then just as quickly back to the peaceful stream you know and love.  

Other causes of flash flooding

Concrete doesn’t absorb water, so as rain falls on largely developed areas that water keeps moving looking for its eventual path to the ocean. Our States, Counties and Cities do their best to prevent flooding with smart planning and engineering, however mother nature will and does remind us we always have more to learn.

So the next time you clean out the car and come across that little window breaking tool in your drivers side door, remember some common sense can help keep you from ever having to use it. May all your travels be safe and dry!

*If you have flood damage to your vehicle call Richards’ Collision Center for quality, reliable auto body services: 816-767-0707. We work with your insurance company.

Blog by: Allison Green

 

 

Vehicle Damage Insurance Instant Photos Claims – Is it a Good Idea or Not?

According to the Auto Body Repair Industry relying just on your photos of your vehicle accident to make a claim with your insurance company could prove to drastically shortchange your final estimate. Especially if something is damaged under the vehicle and is not apparent in the photos.  

According to insurance data, 2 out of 3 claims can be “underpaid” if the claims are paid within 48 hrs.  In an “I want it now” world it may seem super convenient to have the freedom to simply submit photos via a cell phone to your insurance company to speed up the estimate so that you can gain your repair quickly.

Auto body experts across the Country are cautioning people to allow your Auto Body shop experienced technician to offer your insurance company a firm estimate to be certain that you are not owed more money than the insurance estimate given from submission of only photos.

According to a CNBC.com article instant insurance crash claim cell phone apps are becoming popular and allow you to take photos or video and simply instantaneously send to your insurance claims department:

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“Insurers benefit, from, reduced costs of sending out adjusters to handle what turns out to be cosmetic damage, said Loretta Worters, a vice president at the Insurance Information Institute. "It helps to get the claims filed, and their resources are utilized where they're needed most," she said.  

The article goes on to explain that the apps are for minor fender benders and any claim that involves an injury or fault that is not certain will likely involve further investigation. Another thing to take note of is your cell phone camera/video quality. Most insurance companies require superior quality photos.

So, yes, taking photos of your accident scene is important but it is not the end all.  At Richards’ Collision Center, for example, we offer free estimates that we personally submit to your insurance company listing any other damages that the photos did not capture.  This can significantly increase your estimate value thereby gaining your vehicle a proper and efficient repair.

We want to be sure that our customers and customers around the Country are receiving all the money that is owed for their collision repairs.

Learn more about this important subject at Body Shop News