new cars and trucks

Buyer Be Prepared Before a New Vehicle Purchase!

Whether off the line new or new to you, there are several things you can and should do to prepare to buy your next vehicle. We have compiled a few key items you can check off to help you be a smart and savvy shopper and hopefully a few steps ahead of the game.

Where to buy:

For sale by owner- For vehicles sold by the current owner you’ll need to take a few extra steps and precautions before even going to take a look at a vehicle for sale by these means.

  1. Only meet in public places where you are sure you will be around many other people. If possible only meet during daylight hours, if not ensure this place is well lit. 
  2. Take someone with you, know the sellers' name, phone number and description before you get there.   
  3. Ask for the VIN number and do your homework ahead of time.   
  4. Ask the seller if he/she has a clean title. If not, this is a red flag and it’s best to move on.

Dealerships- One of the best ways to find a good dealership is to talk to your friends! Where have they purchased a new vehicle and had a good experience? Check with the Better Business Bureau, and online reviews for dealerships.

Buy Here Pay Here- Payday loan’s little cousin offers almost anyone a car with often no income or credit verification. That comes with a big cost. According to Road and Track, the average interest rate at one of these dealerships is 19% and as high as 29%. They also often have a “one strike you’re out” late payment policy and will repossess your vehicle after one late payment.

Understanding financing:

Buying a vehicle on credit is the most common way American’s buy their rides. Getting the best deal on financing while protecting your credit requires a bit of being in the know.

  1. Credit Union, Bank, or Dealership financing? Per Bankrate, Credit Unions typically beat banks by 1%. Sometimes dealerships will have financing specials that are the best route to take, however, check with your bank or credit union first to see what they have to offer. Be sure to find out if there are better rates with a higher down payment as well.
  2. Know your credit scores before you go shopping. A low score finance approval may come with such a high-interest rate you might be better off spending a few months cleaning up that credit report before you buy.
  3. Protect your credit in the process of getting approved. Dealerships will often have your credit pulled by multiple lenders to shop for the best rate to offer you. When done in the same day they count as one hit against your credit score, however, if you go to several dealerships over a period of time and apply for a loan it could have a larger negative impact on your credit.

Used vehicle safety:

  1. Recalls- Go to: https://www.nhtsa.gov/recalls. This site allows you to search by VIN number.
  2. Vehicle history reports- There are several online sites that provide full history reports that can provide police reports, repair documents and insurance claims. Many of these reports are free and will help you to know what previous issues and or potential issues exist with the vehicle you are looking to purchase.

Insurance:

Sleep on it and call your insurance company before you buy! Any salesperson who pushes you to leave the lot in one of the lots vehicles is one to be concerned about. Get your data, go home, decide tomorrow. Get an insurance quote on the vehicle you’re thinking about picking up and making your own. There’s nothing worse than finding out the insurance policy is beyond your budget after you’ve already purchased your vehicle.

Blog By: Allison Green

New 2018 Vehicles to Dazzle Your Holidays!

New 2018 Vehicles to Dazzle Your Holidays!

Whether you're a driver that prefers a sedan, coupe, convertible, SUV, truck, pickup, van, minivan, crossover, wagon or hatchback, charting all of the redesigned changes can lead you to pick out the best new vehicle option to suit your preferences. Some models are all-new while others are redesigns.

Dynamic New 2016 Vehicles!

Is a new vehicle on your Christmas list this year?  At Richards’ Collision Center we have researched the most dynamic vehicles of 2016 to narrow down your search.  Over the next several weeks we will show case some of our favorite choices.  

The Smart Fortwo vehicles top the charts as the most urban cool, and, cost saving.   Their tag line is: 

“From gas to electric, see which smart is right for you.”

 

Photo:  Smartusa.com

The starting price for the basic gas powered model is only $14,650.  If you are looking for an electric model with a sun roof you can race home with a convenient lease at $199 monthly, and, other options that fit any practical budget.   Click here to discover more about SmartUsa.com –  American compact cars packed with saving power. 

 

Photo: Yahoo.com/autos

Next on the list of great American vehicles is the 2016 Ford Shelby GT350 Mustang. Yahoo.com declared this vehicle as the most “Epic Ride of the Year.”  It sports a 526 horsepower, 5.2-liter flat-plane crank V-8 showcasing all the power you will ever need.  “Other contenders for the Epic Ride of the Year were GM products—the 2016 Chevy Camaro and the 2016 Cadillac ATS-V and wild CTS-V (the other favorite being the Lexus RC-F).”

Another informative site that most people are well aware of and tend to respect is the Kelly Blue Book and they nominate and vote for their favorite new vehicles each year.  In the ranks of mid-size SUV’s the crown winner this year is:  2016 Honda Pilot!  It was a unanimous vote with a combination of utility, comfort, features, and price.  Learn more about this dynamic vehicle at KBB.com.

Whether you are looking to save gas expense, or, need the room for a large family, or simply want an attractive car that appeals to your sense of luxury - the new 2016 vehicles offer something special for everyone.  Happy shopping! 

 

 

 

Dynamic Links for New Vehicle Buyers!

Over the last month Richards' Collision Center's Blog has reviewed many sites and videos regarding new 2015 vehicles from the hottest sports cars to the safest, family vehicles in the market this year. This week we will include all of the dynamic links we have provided over the last month with a few new links that caught the eye.  The list below will assist you in finding your dream ride by providing excellent specs,  reviews, videos, incentives, and more!

Photo:   Jalopnik.com 

Photo:  Jalopnik.com 

Powerful Sexy 2015 Pickup Trucks!

Looking for a powerful, sleek, sexy, built to last, pickup truck of your dreams? This week we are taking a journey to discover more about several of the new awesome American trucks due to hit the roads in 2015!  

First, we will explore the Dodge Ram 1500 starting price of a little over 25k with a surprising 28 HWY MPG+. Buyers also have the option for a Ecodiesel alternative to create greater fuel efficiency.  The 2015 model is packed in the back with more leg room for passengers and hauling materials, etc. to the job.  Safety features include side-impact door beams and an advanced Air Bag system.   In addition, a 5 year, 100,000 Powertrain Limited Warranty is a nice bonus.       

Another favorite is the Ford F150, the industry best seller, fabulously redesigned with more aluminum and other lighter weight materials, reducing the weight by 700 lbs  making this Ford the most fuel efficient large pickup on the road.  Newer safety features include Lane Departure and Blind-spot warning systems.  Fords' Dream Big Final Days offer to the new buyer could save a bundle of cash on this awesome truck.  

Our last but not least smaller, midsized trucks, favorite is the Chevrolet Colorado and GMC Canyon!   Beautiful trucks available in extended cab and four-door crew cabin versions.  The trucks include forward collision and lane departure warning systems to avoid potential crashes.  Learn more through the video reviews from MotorWeek about these awesome trucks! In the mighty pickup search don't forget to check out the Chevy 2015 Silverado

Out of all the sites that we have researched our favorite is the Kelley Blue Book reviews that show in detail the best features through their HD videos.

All of us at Richards' Collision Center wish you Happy Truck Shopping and a Happy New Year!